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installment loan quick loan In November 2019, the Financial Policy Authorities changed the guidelines for creating reserves: only half of the excess of figured out profits over realized and unrealized costs of exchange differences is going to be allocated to the reserve, instead of the entire earnings. Net income for the Santander Bank or investment company Polska group for the fourth quarter of last year was 788 million, and in the full year: PLN 2 . You will find more and more of which. I disagreed with the monetary opinion.